Question

A subscriber opts for premature exit from NPS Swasthya because a single in-patient expense exceeds the partial withdrawal limit. What happens to the balance after the corpus is first used for that expense?

Q: Answer-A subscriber opts for premature exit from NPS Swasthya because a single in-patient expense exceeds t...

On premature exit, the corpus is first applied to the eligible in-patient healthcare expenditure. Any remaining balance leads to closure of the Swasthya scheme and merger into an NPS scheme under the All Citizen Model, or conversion into one if the subscriber has no such scheme. An insurance policy already in force continues for its remaining policy period.