Answer-As per the PFRDA (Exits and Withdrawals under the NPS) Regulations, 2025 effective December 2025, un...

Under the revised exit norms effectiv December 2025, non-government subscribers under the All Citizen Model now need to use only a minimum of 20 of the accumulated pension wealth APW to buy an annuity at normal exit, down from the earlier 40, and can withdraw up to 80 as a lump sum one-time or via Systematic Lump Sum WithdrawalSystematic Unit Redemption. Full lump-sum withdrawal is allowed if the corpus is 8 lakh or less. The rule for premature exit remains unchanged, requiring at least 80 annuitization.

Question

As per the PFRDA (Exits and Withdrawals under the NP

S Regulations, 2025 effective December 2025, under the All-Citizen Model, what is the minimum portion of the accumulated pension wealth that a non-government subscriber must now use to purchase an annuity at normal exit?

A 20%

B 40%

C 60%

D 80%

E 100%

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