Question
RBI's guidelines on Key Fact Statement (KF
- R , which includes interest rate plus all fees and charges expressed as an annualised percentage. 2. Lenders can modify the terms of a loan agreement without revising the KFS, provided the changes are disclosed in the loan agreement. 3. Borrowers must be given a look-up period of at least 3 days to review the KFS before signing the loan agreement for loans above a threshold. Which of the above statement(s) is/are correct?
- S mandate specific disclosures for retail and MSME loans. Consider the following: 1. The KFS must disclose the Annual Percentage Rate (AP
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