Question
Evaluate the following statements about the Lead Bank Scheme and its 2026 revision: I. The Lead Bank Scheme, introduced on the recommendation of the F.K.F. Nariman Committee and implemented since 1969, assigns one commercial bank as the ‘lead bank’ for each district, with primary responsibility for coordinating credit planning, financial inclusion, and banking development in that district through the District Consultative Committee (DC
- C mechanism. II. The RBI’s revised Lead Bank Scheme circular (June 19, 2026) introduced an exclusive Lead District Manager (LD
- C into four sub-committees for more focused governance. Which of the above is/are correct?
- D ratio as a benchmark for financial inclusion performance, and restructured the State Level Bankers’ Committee (SLB
- M per district (rather than allowing multiple banks to share the function), formalised Credit Planning through Block Level Bankers’ Committees (BLBCs), set a 60% Credit-Deposit (C
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