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      Question

      What do the letters J, A, and M in the JAM Trinity stand

      for, respectively?
      A Jan Dhan, Aadhaar, Mobile Correct Answer Incorrect Answer
      B Jan Dhan, Agriculture, Microfinance Correct Answer Incorrect Answer
      C Jan Suraksha, Aadhaar, Mobile Correct Answer Incorrect Answer
      D Jan Dhan, Aadhaar, Money Correct Answer Incorrect Answer
      E Jan Suraksha, Agriculture, Mobile Correct Answer Incorrect Answer

      Solution

      The JAM Trinity Jan Dhan, Aadhaar, Mobile is a transformative government initiative to plug leakages in welfare delivery and enable Direct Benefit Transfers (DBT). Jan Dhan (PMJDY) ensures every citizen has a bank account; Aadhaar provides a unique biometric identity; and Mobile enables digital connectivity. Together, they allow direct, real-time transfer of subsidies and benefits to beneficiaries, eliminating middlemen. The concept was popularised in the Economic Survey 2014-15 and has since underpinned India's financial inclusion architecture.

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