What is the Provision Coverage Ratio (PCR) of IIFCL as

Solution

PCR indicates the percentage of bad loans that a bank has set aside funds (provisions) for. A PCR of 68.71% means IIFCL is well-protected against its non-performing assets. FINANCIAL PERFORMANCE Besides record breaking sanctions, disbursements and profits with significant improvement in asset quality, here are a few other parameters where IIFCL has shown progress. ● Outstanding loan book increased by ~37 percent to ₹ 69,904 crore as on 31st March 2025 from ₹ 51,017 crore on 31st March 2024. ● Capital to Risk (Weighted) Assets Ratio (CRAR) stood at 23.44 percent as on 31st March 2025 from 28.15 percent as on 31st March 2024, maintaining an adequate cushion over the minimum regulatory requirement of 15 percent for NBFCs as mandated by the RBI. ● Provision Coverage Ratio is 68.71 percent as on 31st March 2025 v/s 71.53 percent as on 31st March 2024. ● Debt-Equity Ratio increased to 3.88 as on 31st March 2025 from 3.50 as on 31st March 2024.