Answer-In India, a Peer-to-Peer (P2P) lending company is required to be registered as a/an ______ with the...

A Peer-to-Peer P2P lending company in India must be registered as an NBFC-P2P with the Reserve Bank of India RBI. RBI introduced regulatory guidelines to ensure transparency and reduce risks in this sector. Key provisions under RBIs framework for NBFC-P2P include Minimum Net Owned Funds NOF of 2 crore. Maximum leverage ratio of 2. Maximum exposure of a lender to all borrowers across P2P platforms 50 lakh. Maximum loan amount a borrower can take from all lenders across P2P 10 lakh. Maximum maturity period of P2P loans 36 months. Maximum exposure of a lender to a single borrower 50,000. These norms help in protecting both lenders and borrowers while promoting trust in the P2P lending ecosystem.