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      Question

      Under RBI norms, a borrower is considered wilful

      defaulter if:
      A Assets are insufficient to repay Correct Answer Incorrect Answer
      B Unable to pay due to losses Correct Answer Incorrect Answer
      C Defaults despite having capacity to pay Correct Answer Incorrect Answer
      D Requests restructuring Correct Answer Incorrect Answer
      E Applies for insolvency Correct Answer Incorrect Answer

      Solution

      Wilful default involves deliberate non-payment, not due to incapacity.

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