Question
The Budget 2025-26 introduced a new credit card scheme
for micro enterprises. What would be the limit under this credit card facility?Solution
In the budget 2025-26, the government introduced the following credit facilities: Credit Cards for Micro Enterprises
- A new customised Credit Card scheme will provide ₹5 lakh in credit to micro enterprises registered on the Udyam portal, with 10 lakh cards set to be issued in the first year.
- A new Fund of Funds with ₹10,000 crore will be established to expand support for startups.
- A scheme for 5 lakh first-time women, Scheduled Caste, and Scheduled Tribe entrepreneurs will provide term loans up to ₹2 crore over five years, incorporating lessons from the Stand-Up India scheme
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