Question
Which of the following is classified as a Special
Mention Account (SMA-0) under the revised guidelines?Solution
The Special Mention Account (SMA) classification is used by banks as an early warning system for identifying accounts that may potentially become NPAs. SMA-0 refers to loans where the principal or interest is overdue for up to 30 days. This classification allows banks to take preemptive measures to prevent accounts from slipping into NPA status. The SMA Sub-categories include the following:
- SMA-0: delay/overdue of up to 30 days
- SMA-1: delay/overdue of 31-60 days
- SMA-2: delay/overdue of 61-90 days
India Meteorological Department is an agency of the__________.
The term 'silage’ includes
In Stage III of Law of Diminishing marginal returns, the value of Elasticity of production is
When to irrigate wheat after sowing if only one irrigation water is available:
One molecule of glucose after respiration produces:
Who is responsible for implementing NPOP in India?
Pradhan Mantri Fasal Beema Yojana started in which year?
Which branch of soil science focuses on the study of soil's influence on living organisms like plants and animals?
The development of new variety through identification and isolation of single best plant progeny is known asÂ
The process by which cytoplasm of a single cell divides into two daughter cells is called:
