Question
According to the RBI's circular on unclaimed deposits,
which section of the Banking Regulation Act, 1949 gives the RBI authority to issue instructions on transferring unclaimed deposits?Solution
The authority for the RBI to issue instructions on unclaimed deposits is derived from Section 35A of the Banking Regulation Act, 1949, as mentioned in the circular "Inoperative Accounts/Unclaimed Deposits in Banks."
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