Question
Credit Information Bureau (India) Limited CIBIL is
India’s credit information bureau which provides consumers credit scores to a closed user group of members. Which regulatory body governs CIBIL in India?Solution
Credit Information Bureau (India) Limited (CIBIL), India's first Credit Information Bureau was established by the Reserve Bank of India to improve the functionality and stability of the Indian financial system by containing non-performing assets (NPAs) while improving credit grantors' portfolio quality. RBI approved three other credit bureaus in 2010 – CRIF High Mark (earlier High Mark), Equifax and Experian. The consumer credit scores in India range from 300 to 900.
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