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Credit Information Bureau (India) Limited (CIBIL), India's first Credit Information Bureau was established by the Reserve Bank of India to improve the functionality and stability of the Indian financial system by containing non-performing assets (NPAs) while improving credit grantors' portfolio quality. RBI approved three other credit bureaus in 2010 – CRIF High Mark (earlier High Mark), Equifax and Experian. The consumer credit scores in India range from 300 to 900.
The "learning organization" concept, popularized by Peter Senge, emphasizes the importance of continuous learning and adaptation in a rapidly changing e...
Bills for collection are shown by the bank under which head?
Which of these are covered under Regulated Entities (RE):
1. All India Financial Institutions (AIFIs)
2. All Non-Banking Finance Companies...
With full implementation of Basel III norms, the minimum Total Capital Ratio (including CCB) is prescribed by RBI as ________
In case of an infrastructure project, a project finance account classified as ‘standard’ shall continue to be classified as ‘standard’ on accoun...
The Risk based supervision (RBS) for banks was introduced in 2012 by RBI. Which of the following is correct regarding RBS?
For initiating proceedings under IBC, what is the minimum amount of default?
In a securitization, the issuer of asset-backed securities is best describes as the:
SWAMIH Fund has played an instrumental role in providing affordable homes to many. It has clocked 20000 mark since inception. What does the “W” sta...
According to Union Budget 2023-24, consider the following statements regarding indirect taxation changes made for green mobility:
1. Exemption of...
