Question
What is the provisioning requirement for a standard
asset for fund based facilities of Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectorsSolution
The provisioning requirements for all types of standard assets stands as below. Banks should make general provision for standard assets at the following rates for the funded outstanding on global loan portfolio basis:
- Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectors at 0.25 per cent;
- advances to Commercial Real Estate (CRE) Sector at 1.00 per cent;
- advances to Commercial Real Estate – Residential Housing Sector (CRE - RH) at 0.75 per cent
- housing loans extended at teaser rates
- restructured advances – as stipulated in the prudential norms for restructuring of advances.
- All other loans and advances not included above at 0.40 per cent.
A shopkeeper mixes two types of rice, one costing ₹40/kg and the other ₹60/kg, in a ratio of 2:3. He sells the mixture at ₹55/kg. Find his profit ...
Ravi has a 120-liter mixture containing 40% oil and the rest water. To reduce the concentration of oil in the mixture, he plans to add water. How much w...
A milkman mixed milk and water in an empty container in the ratio 13:9. The quantity of milk mixed was bought by the milkman at the rate of Rs. 44/litre...
A 309 litre mixture consists of milk, water and honey. In the mixture, the quantity of milk is 30% more than that of honey and the quantity of water is ...
In a mixture of 280 litres, the ratio of gold to silver is 5:3. If ‘x’ litres of silver is added to the mixture, such that the ratio of gold to silv...
From a barrel that contains pure alcohol, 10% alcohol is withdrawn and replaced with water. If the same process is repeated once more, then the quantity...
- A 330 gm mixture contains two components 'P' and 'Q' such that the quantity of 'P' is 20% more than that of 'Q'. After adding 'K' gm of 'P', the ratio of '...
- A mixture of milk and water contains (x + 25) litres of milk, which is (x + 55) litres less than the quantity of water. If the total quantity of water in t...
Two mixtures A and B are in the ratio of 3:2. Mixture A contains ×% of milk and a% of water. Mixture B contains y% of milk and b% of water. If mixture ...
A factory has a mixture containing 60% iron and 40% copper. If 20 kg of copper is added, resulting in a mixture that is 50% iron, what was the initial w...
