Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
The Government of India launched a scheme for critical minerals. Which of the following is NOT considered a critical mineral?
Where in India the Nehru Memorial Museum and Library?
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Burning of coal is a ______ reaction.
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The Deomali is the highest mountain peak of ______.
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Which one of the following is not a security protocol ?
