Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
United Nations Security Council extended the peace security mission in which of the following African countries?
According to the list of Hurun Richest Self-Made Women In The World 2022 released by the Hurun Research Institute, which country has topped it?
Which of the following statements is true about Pradhan Mantri Vaya Vandana Yojana (PMVVY)?
1. It is a pension plan for senior citizens
<...S. Hareesh who won a JCB Prize for Literature for 2020 is a/an ______ author.
Tele-Law 2.0 initiative was launched on 25 August 2023 marking an important chapter in the evolution of the Tele-Law program of the Department of Justic...
With which neighbouring country did India sign the Farakka Treaty in 1996 for sharing of the Ganga Waters and on augmenting its flows?
Which of the following policy measures is a step towards liberalisation?
Article 19 of the Indian Constitution provides for how many types of freedoms?
Which of the following languages is/are spoken in Meghalaya?
1) Kokborok
2) Garo
3) Khasi
Mughal miniature painting reached its peak during the rule of _____
