Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
Statements-:
All pens are books.
All books are Laptop.
Some Laptop are Sticks.
Conclusions :-
I. Some Sticks are b...
Statement:
No black is blue
Some black are red
Only a few blues are orange
Conclusion:
I. All red can never be blue
Statements: All Puma are Nike.
         All Adidas are Nike.
                           All Nike...
- Statements:
Only Time is Hour.
Some Times are Minutes.
Mostly Minutes are Seconds.
Conclusions:
I. Some Hour cannot... Statements:Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â
All jacket are coat.
All coat are blazzers.
 All blazzers are shir...
Statements: No book is a pen.
All copies are books.
All books are telephones.
No radio is a telephone.
Conclusions: I. ...
Statements:
All ribbons are mat.
Some mats are ropes.
No rope is a thread.
All thread is a needle.
...
Statements : Some breads are butters.
                               No butter is a wheat.
     ...
Statements:
Only mango is apple.
No orange is a Peach.
Some Peaches are guavas.
Some guavas are mangoes.
Conclusio...
Statements:
All Water are Tea.
No Tea is Coffee.
Some Coffee are Milk.
Conclusions:
I. No Water is Milk.
II. S...
