Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
Health and Education Cess is levied at the rate of ___ % on the amount of income-tax plus surcharge?
Which of the following games is used to train the inner travelers?
Which of the following is NOT an example of Mass Communication?
Which state has the traditional dress of men known as "Sola or Fotua" and "Eri Chaddar"?
Which branch of physics deals with properties of fluids at rest?
India issued a 10-year Sovereign Green Bond in 2024–25 to fund:
Calcium hydroxide is also known as _____.
India’s monthly merchandise exports remaining above US$ ______ for the first time in March of FY 2021-22?
With reference to treasury bills consider the following statements:
1. Treasury bills are used by the central government to fulfil its long-term ...
On which date NCC, the largest uniformed youth organization in the world, celebrate its 75th Anniversary?
