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BASEL-III provides two options for measurement of capital charge for credit risk - standardised approach (SA) and Internal rating based approach (IRB). Under the SA, the banks use a risk-weighting schedule for measuring the credit risk of its assets by assigning risk weights based on the rating assigned by the external credit rating agencies. The IRB approach, on the other hand, allows banks to use their own internal ratings of counterparties and exposures, which permit a finer differentiation of risk for various exposures and hence delivers capital requirements that are better aligned to the degree of risks. The IRB approaches are of two types: Foundation IRB and Advanced IRB. In India, banks have been advised to compute capital requirements for credit risk adopting the SA.
Which state of India has the maximum length of state Highways as of March 2016?
Who is popularly known as the “Founder of Modern Rajasthan”?
What type of musical instrument is the 'Ravanhatha'?
In which state/UT of India is the Divar Island situated?
In October 2022, IMF cut India’s Gross Domestic Product Growth projection for 2022-23 to ____ from the earlier 7.4%.
Which of the following is NOT a Fundamental Duty in the Indian Constitution?
Which of the following districts has benefited from Bilas irrigation project?
The plateau located between Bhainsrorgarh to Bijolia is called-
Which among the following is not a book/work of Arundathi Roy?
Which of the following was one of the impact of Swadeshi movement in the communication system of India?