Question
A beneficiary of Stand Up India Scheme will be able to
avail the services through which of the following ways? I- Directly at the branch II- Through Stand-Up India Portal III- Through the Lead District Manager (LDM) IV- Post OfficesSolution
Explanation: Stand Up India: Launched in 2016 for facilitating credit to SC/ST and Women entrepreneurs. Bank loans between Rs.10 lakh and Rs. 1 crore to SC/ ST borrower and woman borrower for setting up a greenfield enterprise. The scheme provides financial assistance (funded /non-funded) for working capital, acquisition of fixed assets in manufacturing, services or retail sector. Loan may be secure by collateral security or at the guarantee of Credit Guarantee Fund for Stand-Up India Loans (BGFSIL) as decided by the banks. The scheme, which covers all branches of Scheduled Commercial Banks, can be accessed in three potential ways: ·               Directly at the branch ·               Through Stand-Up India Portal (www.standupmitra.in) ·               Through the Lead District Manager (LDM) Features •                    Loan may be secure by collateral security or at the guarantee of Credit Guarantee Fund for Stand-Up India Loans (BGFSIL) as decided by the banks. •                    Refinance window through SIDBI with an initial amount of Rs. 10,000 Crores. •                    Offices of SIDBI & NABARD are designated as Stand-Up Connect Centres to arrange the support that is needed.
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