Question
Under Phase 2 of the revised CTS process, if a cheque is
presented between 10:00–11:00 AM , by when must the drawee bank confirm honour/dishonour before it is deemed approved? ÂSolution
Explanation: Phase 2 mandates that confirmation must be sent within 3 clear hours after the end of the hour of receipt. Thus, for a cheque presented during 10–11 AM , confirmation is due by 2 PM ; else it is deemed approved at that slot.
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