New IFSCA Grade A 2024: Decoding Phase 2 Paper 2 Syllabus!
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Question

Which of the following general documents are required from the salaried customers for home loans

1.    Proof of Residence

2.    Proof of Identity

3.    Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).

4.    Latest 6 Months Salary Slip with all deductions and last 2 years Form 16.

5.    Copies of all Property Documents.

A 1 and 5 only Correct Answer Incorrect Answer
B 2, 3, 4, and 5 only Correct Answer Incorrect Answer
C 1, 2, 3 and 4 Correct Answer Incorrect Answer
D all of the above Correct Answer Incorrect Answer
E None of the above. Correct Answer Incorrect Answer

Solution

For Salaried Individuals

  • Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
  • Proof of Identity - Any one of Voters Card / Aadhaar Card/ Drivers License / Employers Card.
  • Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).
  • Latest 6 Months Salary Slip with all deductions and last 2 years Form 16.
  • Copies of all Property Documents.
For Self Employed: ·         Certified Financial Statement for the last two years. ·           Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card. ·           Proof of Identity - Any one of Voters Card / Aadhaar Card/ Drivers License / Employers Card. ·         Latest Bank Statement / Passbook (where salary / income is credited for past 6 months). ·         Copies of all Property Documents.

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