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      Question

      What is the Loan-to-Value (LT

      • V ratio for loans against gold, given by Scheduled Commercial Banks (SCBs)?
      A 75% Correct Answer Incorrect Answer
      B 80% Correct Answer Incorrect Answer
      C 85% Correct Answer Incorrect Answer
      D 90% Correct Answer Incorrect Answer
      E 95% Correct Answer Incorrect Answer

      Solution

      The loans given against gold can have maximum LTV of 75%. The RBI guidelines for such gold loans is as follows:  

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