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      Question

      RBI has proposed to extend the BASEL-III Capital

      regulations to All India Financial Institutions (AIFIs) and minimum total capital against risk-weighted requirements for the same is:
      A 11.5% Correct Answer Incorrect Answer
      B 8% Correct Answer Incorrect Answer
      C 9% Correct Answer Incorrect Answer
      D 12% Correct Answer Incorrect Answer
      E 10% Correct Answer Incorrect Answer

      Solution

      For NHB (National Housing Bank) Since the accounting year is July-June, the implementation shall commence on July 1, 2022. AIFIs are required to maintain a minimum Pillar 1 Capital to Risk-weighted Assets Ratio (CRAR) of 9% on an on-going basis (other than capital conservation buffer and countercyclical capital buffer etc.). These institutions should have minimum total capital at nine per cent from 1 April 2022 along with minimum capital buffer at 2.5 per cent, the central bank has recommended. Minimum common equity tier 1 (CET1) capital would be 5.5 per cent while minimum tier one capital requirement is proposed at seven per cent.

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