Question
What is the minimum Net NPA requirement for an Urban
Co-operative Bank (UCB) to be classified as Financially Sound and Well Managed (FSWM)? Direction (11 to 13):- Â Read the following information to answer the questions below: Given the heterogeneity in the cooperative sector, a tiered regulatory framework was required to balance the spirit of mutuality and co-operation more prevalent in banks of smaller sizes and those with limited area of operation vis-Ã -vis the growth ambitions of the large-sized Urban Cooperative Banks to spread their area of operation and undertake more complex business activities. The Reserve Bank of India had constituted the Expert Committee on Urban Co-operative Banks to examine the issues in urban cooperative banking sector and to review regulatory/ supervisory approach for strengthening the sector. Based on the recommendations of the Expert Committee, RBI had released the Revised Regulatory Framework for Urban Co-operative Banks (UCBs) on July 19, 2022. Accordingly, it was decided to adopt a four-tiered regulatory framework, as against the then existing two-tiered framework, for categorization of UCBs. Going forward, this categorization would be used for differentiated regulatory prescriptions aimed at strengthening the financial soundness of the UCBs.Solution
The Reserve Bank of India (RBI) has prescribed a minimum Net NPA requirement of not more than 3% for UCBs to be classified as Financially Sound and Well Managed (FSWM).
Statements : Â Â Â Â Â Â Â All one are two.
                               All three are two.
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In the question below there are three statements followed by two conclusions I and II. You have to take the three given statements to be true even if ...
Two statements are given followed by three conclusions numbered I, II, and III assuming the statements to be true, even if they seem to be at variance ...
Statement:Â
Few Cartoons are not meme.
All meme are sketch.
Only a few sketchesare model.
Conclusion:
I. All car...
Statements:
All Subject are Topic
All Topic are Paragraph
No Subject are Content
Conclusion:
I. No Topic are Content<...
Statement:
Some Sundays are Monday.
Only a few Monday are Tuesday.
All Wednesday are Tuesday.
None of the Mondays ...
Statement : Only a few White is Blue
Only a few Blue is Red
All Red is black
Conclusion
I. All Blue being black is a poss...
- In the question below there are three statements followed by three conclusions I, II and III. You have to take the three given statements to be true even i...
Statements:
All hands are arms.
Each arm is leg.
Some hands are eyes.
No arm is an ear.
Conclusions:
I. Some a...
Statements:
At least some blue are red.
Some black are pink.
Every red is black.
None pink is green.
Conclusions:
...
