Question
Which of the following is NOT a criterion for
determining the FSWM status of a UCB? Direction (11 to 13):- Â Read the following information to answer the questions below: Given the heterogeneity in the cooperative sector, a tiered regulatory framework was required to balance the spirit of mutuality and co-operation more prevalent in banks of smaller sizes and those with limited area of operation vis-Ã -vis the growth ambitions of the large-sized Urban Cooperative Banks to spread their area of operation and undertake more complex business activities. The Reserve Bank of India had constituted the Expert Committee on Urban Co-operative Banks to examine the issues in urban cooperative banking sector and to review regulatory/ supervisory approach for strengthening the sector. Based on the recommendations of the Expert Committee, RBI had released the Revised Regulatory Framework for Urban Co-operative Banks (UCBs) on July 19, 2022. Accordingly, it was decided to adopt a four-tiered regulatory framework, as against the then existing two-tiered framework, for categorization of UCBs. Going forward, this categorization would be used for differentiated regulatory prescriptions aimed at strengthening the financial soundness of the UCBs.Solution
The FSWM criteria for UCBs include maintaining a.  The CRAR shall be at least 1 percentage point above the minimum CRAR applicable to an UCB as on the reference date; b.  Net NPA of not more than 3%; c.  Net profit for at least three out of the preceding four years subject to it not having incurred a net loss in the immediate preceding year; d.  No default in the maintenance of CRR / SLR during the preceding financial year; e.  Sound internal control system with at least two professional directors on the Board; f.   Core Banking Solution (CBS) fully implemented; and g.  No monetary penalty should have been imposed on the bank on account of violation of RBI directives / guidelines during the last two financial years.
Erenda was chosen as an excavation ………… in 2017 ………. Kolkata University’s Department of Archaeology as part of its postgraduate ……�...
Fill in the blank with the suitable adjective/determiner.
When I was young, I ______ run five kilometres easily.
The following statements have two blanks which are to be filled with the options given below. Find the combination/s which can most suitably complete t...
In each question below, two sentences are given with one blank each. Choose the option which contains the word that fits in both sentences, making them...
In the given question a sentence is given with a blank and you have to choose an appropriate word from the given options that can fill the sentence mak...
After months of hard work, the team finally saw their efforts come to fruition when the project was completed and they were able to _______.
Trevor’s role in the ________ evening was rather brief. He came, _______ the entire show in one take, answered a couple of ________ from the audience...
As our boat’s oars slash through the waters, a ________ of black-tailed godwit birds passes above.
In each of the question given below, a statement has been given with a blank. Some words or phrases have been given in the options following the statem...
In each of the question given below, a statement has been given with a blank. Some words or phrases have been given in the options following the statem...
