Question
Which of the following is NOT a criterion for
determining the FSWM status of a UCB? Direction (11 to 13):- Â Read the following information to answer the questions below: Given the heterogeneity in the cooperative sector, a tiered regulatory framework was required to balance the spirit of mutuality and co-operation more prevalent in banks of smaller sizes and those with limited area of operation vis-Ã -vis the growth ambitions of the large-sized Urban Cooperative Banks to spread their area of operation and undertake more complex business activities. The Reserve Bank of India had constituted the Expert Committee on Urban Co-operative Banks to examine the issues in urban cooperative banking sector and to review regulatory/ supervisory approach for strengthening the sector. Based on the recommendations of the Expert Committee, RBI had released the Revised Regulatory Framework for Urban Co-operative Banks (UCBs) on July 19, 2022. Accordingly, it was decided to adopt a four-tiered regulatory framework, as against the then existing two-tiered framework, for categorization of UCBs. Going forward, this categorization would be used for differentiated regulatory prescriptions aimed at strengthening the financial soundness of the UCBs.Solution
The FSWM criteria for UCBs include maintaining a.  The CRAR shall be at least 1 percentage point above the minimum CRAR applicable to an UCB as on the reference date; b.  Net NPA of not more than 3%; c.  Net profit for at least three out of the preceding four years subject to it not having incurred a net loss in the immediate preceding year; d.  No default in the maintenance of CRR / SLR during the preceding financial year; e.  Sound internal control system with at least two professional directors on the Board; f.   Core Banking Solution (CBS) fully implemented; and g.  No monetary penalty should have been imposed on the bank on account of violation of RBI directives / guidelines during the last two financial years.
Which conjunction can be used for this sentence?
You can stay out with friends as much as you want ___________ your mother agrees to it.
In light of the recent economic downturn, it is essential for the institution to _____ its strategies and _____ its operations to remain competitive.
That said, courts must avoid ____________ such power to look over the shoulder of business as a counsel of perfection.        Â
...Net neutrality__________rules of the road for a free and open Internet.
Fill in the blank/s with suitable Word/s:
Please _________ this document and _______ your thoughts and feedback with the team.
1) appears
2) makes
3) deals
4) does
5) none of these
Erenda was chosen as an excavation ………… in 2017 ………. Kolkata University’s Department of Archaeology as part of its postgraduate ……�...
- In the following sentence, choose the word opposite in meaning to the bold word to fill in the blank.
Although Neha's tone was sarcastic , her brot... - Choose the appropriate word or phrase from the options given to fill in the blanks.
Although she was new to the subject, she __________ the concept... In spite of the fact that he ___ exhausted from a long day at work, he ___ to stay up late to finish the project that was due the next day.
...
