Which of the following statement(s) about NBFCs is incorrect?
· NBFCs cannot accept demand deposits but can only accept time deposits. Even for accepting time deposits (referred to as public deposits), the NBFC should have such registration as NBFC-deposit taking, from RBI and comply with the necessary requirements. · As per the recent Scale Based Regulation by RBI for NBFCs, NBFCs without public funds and customer interface will always remain in the Base Layer of the regulatory structure · The extant NPA classification norm stands changed to the overdue period of more than 90 days for all categories of NBFCs. A glide path is provided to NBFCs in Base Layer to adhere to the 90 days NPA norm as under – The glide path will not be applicable to NBFCs which are already required to follow the 90-day NPA norm. · There shall be a ceiling of Rs.1 crore per borrower for financing subscription to Initial Public Offer (IPO). NBFCs can fix more conservative limits. Please refer to the Circular RBI/2021-22/112 DOR.CRE.REC.No.60/03.10.001/2021-22 dated 12.10.2021 for more details (also refer to notes on NBFCs)
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