Question
W hen extending credit, which of the following will not
be a primary factor to be considered by the bank/lender, as per the p rinciples of l ending ? ÂSolution
The age of the business owner is not a primary factor in granting loans or extending credit . The most important factors are the purpose of the loan, the security provided, diversification of risks, and the liquidity of the loan, which ensure the loan is both safe and viable . Â While the age of the business owner is not relevant, the experience and professional background of the business owner is considered as part of the risk assessment while giving loan. Â
Match the following types of demand with their correct descriptions:
1. Market Demand
2. Autonomous Demand
3. Individual Demand Sch...
What does the Annual Survey of Industries (ASI) primarily offer insights into?
Which of the following sections of the MSMED Act, 2006 is associated with the establishment of a 'Micro and Small Enterprises Facilitation Council'?
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What is the portal on which an entity needs to register as an MSME? Â
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If the beta of the market index is 1 and the standard deviation of the market index increases from 12% to 18%, what is the new beta of the market index?
Stand Up India Scheme was launched in 2016 for facilitating credit to SC/ST and Women entrepreneurs. What is the minimum amount of bank loan a benefici...
Which of the following should head the Credit Control Committee?
With reference to ‘International Investment Position (IIP)’, consider the following statements:
1.India has a negative Net IIP.
2.The ...
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