Question
As per the priority sector lending (PSL) norms as
revised in March 2025 , w hat is the revised loan limit for purchase /construction of housing in metropolitan centres (population ≥ 50 lakh) under PSL?Solution
Bank loans to Housing sector as per limits prescribed below are eligible for priority sector classification: Â 1. Loans to individuals for purchase/construction of a dwelling unit per family subject to the following limits: Â 
Note:Â Â
- Housing loans to banks’ own employees will not be eligible for classification under the priority sector. Â
- Housing loans which are backed by long term bonds shall not be classified under priority sector, as they are exempted from inclusion in ANBC. Â
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