A Sub-standard asset is a non performing asset that has

Q: Answer-A Sub-standard asset is a non performing asset that has remained non-performing for a period __ ____...

Non performing assets can be further categorized as Sub Standard Assets - An asset which has remained NPA for a period less than or equal to 12 months Doubtful Assets - An asset which has remained in the substandard category for a period of 12 months. Loss assets - Identification of loss by bank, or internalexternal auditor, or RBI Asset not written off wholly Asset is considered uncollectible and its continuance as a bankable asset is not warranted but may have some salvage and recovery value .

remained non-performing for a period __ __________

A Less than or equal to 90 days Correct Answer Incorrect Answer

B Less than or equal to 6 months Correct Answer Incorrect Answer

C Less than or equal to 12 months Correct Answer Incorrect Answer

D More than or equal to 6 months Correct Answer Incorrect Answer

E More than or equal to 12 months Correct Answer Incorrect Answer

Solution

Non performing assets can be further categorized as:

Sub Standard Assets - An asset which has remained NPA for a period less than or equal to 12 months
Doubtful Assets - An asset which has remained in the substandard category for a period of 12 months.
Loss assets - Identification of loss by bank, or internal/external auditor, or RBI ; Asset not written off wholly ; Asset is considered uncollectible and its continuance as a bankable asset is not warranted but may have some salvage and recovery value .

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