Question
A Sub-standard asset is a non performing asset that has
remained non-performing for a period __ __________Solution
Non performing assets can be further categorized as: Â
- Sub Standard Assets - An asset which has remained NPA for a period less than or equal to 12 months Â
- Doubtful Assets - An asset which has remained in the substandard category for a period of 12 months. Â
- Loss assets - Identification of loss by bank, or internal/external auditor, or RBI ; Asset not written off wholly ; Asset is considered uncollectible and its continuance as a bankable asset is not warranted but may have some salvage and recovery value . Â
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