A leading insurance company wants to improve its risk assessment models by analyzing historical claims data and predicting future fraud risks . To achieve this, they integrate AI-driven predictive modeling with expert judgment to create customized decision frameworks . This approach is an example of:

Explanation - Perspective Analytics , also known as Decision Analytics , focuses on providing actionable insights and strategic recommendations based on historical data, predictive models, and domain expertise . Unlike descriptive or predictive analytics , which primarily provide what happened or what might happen , perspective analytics helps organizations determine the best possible course of action .   In the given question, the insurance company integrates AI-driven risk assessment with expert judgment to formulate customized fraud detection strategies . This process goes beyond just predicting fraud; it provides a prescriptive decision-making framework , making perspective analytics the most suitable choice .