Cooperative Banks | Commercial Banks |
Co-operatives banks are co-operative organizations. | Commercial banks are joint-stock banks |
Governed by the Co-operative Societies Act as well as Banking Regulation Act | Governed by the Banking Regulation Act |
Subject to the rules laid down by the Registrar of Co-operative Societies | Subject to the control of the Reserve Bank of India directly |
Borrowers are member shareholders, so they have some influence on the lending policy of the banks, on account of their voting power | Borrowers of commercial banks are only account- holders and have no voting power as such→Voting power as per shareholding |
Have not much scope of flexibility on account of the rigidities of the bye-laws of the Co-operative Societies | Free from such rigidities |
Do not pursue the goal of profit maximization | Works for profit maximization |
Smaller in size | Larger in size with wider reach in the country |
DMA stands for
_______________ is used in second generation computer.
A _____________ can display an application's most timely or otherwise relevant information at a glance, on a user's Home screen.
What is WebKit?
In the design of a hard disk drive the motor driven spindle holds flat circular rotating discs which are known as __________ and onto which the data i...
Which of the following is true about .MP4 file format?
What is the role of a proxy server in network security?
The quality of an MP3 file depends largely on the .......................................... .
Which layer of the OSI model is used for formatting data for presentation to the user?
The smallest resolvable part of the screen is ____