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      Question

      In the following sentences, a part of the sentence is

      highlighted by making it bold . Choose the best alternative from the options that improves the sentence by modifying that bold part. If no improvement is required, select (E). Many young professionals fail to build long-term savings because they are spending more money than they actually earns every month.
      A spend more money than they actually earned every month Correct Answer Incorrect Answer
      B spend more money than they actually earn every month Correct Answer Incorrect Answer
      C spending more money than they actually earn every month Correct Answer Incorrect Answer
      D have spent more money than they actually earn every month Correct Answer Incorrect Answer
      E No improvement required Correct Answer Incorrect Answer

      Solution

      The problem is subject–verb agreement and tense consistency. The sentence uses present general fact, so verbs must stay in present simple. Incorrect phrase:  they are spending more money than they actually earns Correct phrase: they spend more money than they actually earn Option analysis: A – Incorrect: Past tense “earned” changes meaning. B – Correct: Proper present tense and agreement. C – Incorrect: “spending” creates an incomplete clause. D – Incorrect: Present perfect changes meaning unnecessarily. E – Incorrect: Sentence clearly contains grammatical errors.

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