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The idiom "in hot water" means being in trouble, especially due to one's own actions. Since Raj is facing financial trouble because of his reckless spending, this is the most appropriate choice."On cloud nine" (2) and "over the moon" (4) mean being extremely happy, which does not fit the context."Under the weather" (3) means feeling sick, which is unrelated to financial trouble.Thus, the correct answer is (1) in hot water.
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