Question
Under the RBI's 2025-26 guidelines for Digital Lending, all loan disbursements and repayments must:
Solution
The RBI is very strict about "money trails." To prevent Fintech apps from siphoning off money or charging hidden fees, they mandated that money must go straight from the bank to the borrower and back. No "middleman" or "pool account" is allowed to touch the loan amount during the process.
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