Answer-Academic Bank of Credits (ABC) and APAAR are two related initiatives under the National Education Po...

Academic Bank of Credits ABC, established under NEP 2020 and regulated by the University Grants Commission UGC, is a digital repository where students can deposit, accumulate, and transfer academic credits earned from different higher education institutions enabling multiple entry and exit from degree programmes, credit transfer between universities, and flexible degree completion over time. Automated Permanent Academic Account Registry APAAR is a 12-digit unique digital student ID, linked to Aadhaar and the ABC system. It is part of the One Nation One Student ID initiative, creating a lifelong digital academic identity that stores a students complete academic record from school onwards in a single verifiable digital profile accessible via DigiLocker. Both are foundational elements of NEP 2020s vision of flexible, multidisciplinary, and digitally enabled higher education.

Question

Academic Bank of Credits (AB

C and APAAR are two related initiatives under the National Education Policy (NE
P 2020. Which of the following correctly describes both?

A ABC is a physical bank that provides educational loans to students; APAAR is a scheme for automatic promotion of students across all grades

B ABC is a digital repository where students can store and manage academic credits earned from different higher education institutions, enabling credit transfer and flexible degree completion; APAAR is a 12-digit Automated Permanent Academic Account Registry a unique student ID linked to the ABC system, Aadhaar, and DigiLocker part of the One Nation One Student ID initiative

C ABC is a platform for exchanging academic textbooks between students; APAAR is a scheme for recognising teachers’ academic contributions

D ABC is an institution that stores student mark sheets; APAAR is a scholarship programme for backward class students

E Both ABC and APAAR are exclusively for school students below Class 10 under the Samagra Shiksha Abhiyan

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Academic Bank of Credits (AB

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