Question
Ayushman Bharat Vaya Vandana (ABV
- V is a health insurance component under Ayushman Bharat. Evaluate the following statements: I. ABVV provides a health cover of Rs. 5 lakh per year to all Indian senior citizens aged 70 years and above, regardless of income level or existing health insurance coverage. II. Senior citizens already enrolled in PM-JAY can additionally opt for ABVV as a top-up, bringing their total annual cover to Rs. 10 lakh. III. ABVV beneficiaries require a separate Ayushman Vaya Vandana card distinct from their existing PM-JAY card to access hospitals. Which of the above statements is/are correct?
Solution
Statement I is correct ABVV provides a fresh, independent Rs. 5 lakh per year health cover to all citizens aged 70 and above, regardless of income level or any existing health insurance they may hold. Statement II is incorrect ABVV is not a top-up to PM-JAY; it is a distinct and standalone Rs. 5 lakh cover specifically for senior citizens aged 70 and above. The two covers are separate and are not added together to give Rs. 10 lakh. Statement III is incorrect ABVV beneficiaries are issued a dedicated Ayushman Vaya Vandana card, which is a separate card from the existing PM-JAY card, specifically for the 70+ age group. The Vaya Vandana card is used to access the Rs. 5 lakh senior citizen cover at empanelled hospitals.
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