Question
Under the PM Mudra Yojana, which type of loan can be
availed for a maximum amount of ₹50,000? Please read the following passage and answer the following questions ( Q no 23 to 26) based on the passage. Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in India’s economic landscape, serving as the backbone of the country’s growth and development. The significance of developing MSMEs in India can be understood through several dimensions, including job creation, contribution to GDP, promotion of entrepreneurship, and fostering innovation. As the government and various stakeholders focus on strengthening this sector, the potential for MSMEs to drive economic progress and social development becomes increasingly evident. One of the primary reasons for the importance of MSMEs is their capacity to create employment opportunities. MSMEs are responsible for generating a significant portion of jobs in the country, providing livelihoods to millions of people. In India, MSMEs contribute to over 30% of total employment, making them vital for reducing unemployment and underemployment, especially in rural and semi-urban areas. By supporting the growth and sustainability of MSMEs, the government can help create more job opportunities, leading to improved living standards and economic stability for families and communities. MSMEs play a significant role in contributing to India’s Gross Domestic Product (GDP). They account for around 30% of the country's GDP and approximately 48% of total exports. The growth of MSMEs is crucial for enhancing the overall economic output and ensuring balanced regional development. By fostering an environment conducive to MSME growth, India can further boost its economic performance and strengthen its position in the global market.Solution
The Shishu category under PM Mudra Yojana offers loans up to ₹50,000 for small business activities, particularly for the startup stage.
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