Question
Which of the following Statements about the Stand Up
India Scheme is/are True? I- The scheme will be operational till 2025. II- The objective of this scheme is to facilitate bank loans between Rs.10 lakh and Rs.1 crore to at least one SC or ST borrower and at least one woman borrower per bank branch of Scheduled Commercial Banks for setting up a Greenfield enterprise. III- It was launched in April 2016 to promote entrepreneurship at the grass-root level.Solution
Recently, the Ministry of Finance has extended the Standup India Scheme up to the year 2025. It was launched in April 2016 to promote entrepreneurship at the grass-root level focusing on economic empowerment and job creation. SC/ST and/or women entrepreneurs; above 18 years of age. Loans under the scheme are available for only Greenfield projects. A greenfield project is one which is not constrained by prior work. It is constructed on unused land where there is no need to remodel or demolish an existing structure. Borrower should not be in default to any bank or financial institution. In case of non-individual enterprises, at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur.
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