Question
What is the wallet limit under UPI Lite, as revised by
RBI recently?Solution
The Reserve Bank of India, in order to encourage wider adoption of UPI, in Oct 2024, decided to enhance the limits for the following products of UPI: · UPI Lite: To widen the scope of usage of this product, the UPI Lite per-transaction limit increased to ₹1,000 (from ₹500 per transaction) with the facility of auto-replenishment and the wallet limit was increased to ₹5,000 (previously ₹2000 per UPI Lite wallet). · UPI123Pay: Currently, the per-transaction limit in UPI123Pay is capped at ₹5000. In order to widen the use-cases, the per-transaction limit is enhanced to ₹10,000. UPI123 was launched in March 2022, with a view to enable feature-phone users to use UPI. This facility is now available in 12 languages.
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