Question
What is the maximum aggregate withdrawal/transfer limit
per month for a Small Account where full KYC has not been completed?Solution
• Small Accounts can be opened with simplified documentation, but they come with restrictions: o Monthly withdrawal/transfer limit: ₹10,000 o Yearly credit cap: ₹1,00,000 o Maximum balance at any time: ₹50,000 • These restrictions stay until full KYC is completed. • If not converted into a full-KYC account within 12 months, the account may face restrictions. Thus, the maximum monthly withdrawal is ₹10,000.
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