Question
In the CAMELS approach of risk assessment used for
evaluating financial institutions, what does the letter ‘C’ stand for?Solution
The CAMELS rating system is a supervisory tool widely used by regulators to assess the soundness and risk profile of banks and financial institutions. It evaluates institutions across six key parameters: • C – Capital Adequacy → Measures whether the bank has sufficient capital to absorb unexpected losses and support growth. • A – Asset Quality → Examines the level of NPAs and credit risk. • M – Management → Assesses the quality, capability, and governance of management. • E – Earnings → Evaluates profitability and sustainability of income. • L – Liquidity → Reviews ability to meet short-term obligations. • S – Sensitivity → Examines exposure to market risks like interest rate and forex fluctuations. Thus, in CAMELS, the C represents Capital Adequacy.
(i)Â Â Â Â Â Â Â Â Â Â Â saponification
(a)Â triglycerides
(ii)Â Â Â Â Â Â Â Â Â Â milk fat
(b)Â alkali
(iii)Â ...
Moisture content in intermediate moisture food (IMF) is:
Recently a compound Sulforaphane has been discovered to offer protection against cancer. In which of the following can it be found?
Preservative used as anti-mold agent in bread
Most enzymes are active in pH range
a)Â Â Â 3.5-9.5
b)Â Â Â 4.5-8
c)Â Â Â 4-7
d)Â Â Â 3.5-6
Emission of ethylene during transportation of cut flowers causes a disorder called:
A process uses gases like CO2 at high pressure to extract food components known as
a)Â Â Â Solvent extraction
b)Â Â Â Supercritical...
Sustainable manufacturing is required for_________.
Which of the following does not characterize business activity?Â
In high-temperature short-time (HTST) pasteurization, milk is heated at:
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