Question
What does a CIBIL score of -1
indicate?Solution
The CIBIL score is a three-digit numeric summary of an individual’s credit history, ranging from 300 to 900. A higher score reflects better creditworthiness. • Score -1: Means there is no credit history available for the individual — i.e., they have never taken a loan or used a credit card. • Score 0: Indicates there is some data, but the credit history is less than 6 months old, hence insufficient for scoring. • A higher positive score (closer to 900) improves chances of loan approvals, while a lower score may indicate defaults or poor repayment behavior. Thus, a CIBIL score of -1 = No credit history.
When referring to an insect’s walking leg adaptation, which term best fits?
Which of the following plants is an example of a biennial?
Which of the following pair is NOT correctly matched?
What was the name of "the Commission for Agricultural Costs and Prices (CACP)" prior to 1980?
Which of the following is eligible for Pradhan Mantri Awas yojana Gramin ?Â
Why is a float valve important in the water tank of a drip irrigation system?
The use of press mud and city compost as organic amendments in agriculture is primarily aimed at improving which of the following soil properties?
What is conservation agriculture?
Among the microorganisms listed below, which one is commonly used as a bio-fertilizer for pulse legumes, oil legumes, and fodder legumes?
Which of the following statements is/are true about the relationship between soil fertility and nutrient cycling?
Statement A: Nutrient cycling r...