Question

Which of the following correctly identifies the 4 key proposed changes in the RBI's revised KCC Draft Guidelines 2026?

Q: Answer-Which of the following correctly identifies the 4 key proposed changes in the RBI's revised KCC Draf...

The four key proposed changes are standardised crop seasons 1218 months, extended KCC tenure to 6 years, drawing limits linked to Scale of Finance notified by State Level Technical Committees, and technology and sustainability costs soil testing, weather forecasts, organic certification eligible as expenses.

A Extended tenure, increased interest subvention, new collateral norms, digital KCC cards

B Standardised crop seasons, extended KCC tenure to 6 years, drawing limits linked to Scale of Finance, technology and sustainability eligible as expenses

C Reduced interest rates, expanded coverage to tenant farmers, digital disbursement mandate, FPO-linked KCC

D Aadhaar-linked KCC, reduced collateral, insurance bundling mandate, AI-based credit scoring

E Annual renewal mandatory, new repayment schedule, agri-tech expenses eligible, climate risk coverage

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Which of the following correctly identifies the 4 key proposed changes in the RBI's revised KCC Draft Guidelines 2026?

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