Question

Which of the following best distinguishes a Joint Liability Group (JL

  • G from a Self-Help Group (SH
  • G in the context of institutional agricultural credit delivery?
A JLG members save regularly and lend among themselves, while SHG does not
B SHG is meant only for men, and JLG only for women
C JLG loans do not require any documentation whatsoever
D There is no practical difference between a JLG and an SHG
E A JLG is formed by individual farmers who mutually guarantee each other's crop/term loans from a bank for production credit, whereas an SHG functions mainly around internal thrift and rotation of savings
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