LIC AAO Legal Exam

Overview of the LIC AAO Legal Exam

The LIC AAO Legal post is a law officer job in the Life Insurance Corporation of India. The work is on cases, contracts, and law notes for LIC. You may start in a branch office for some time, and then move to legal cells. The goal of this page is to share the LIC AAO Legal exam pattern and the LIC AAO Legal syllabus in easy, clear words.

The selection has three stages: Prelims, Mains, and Interview. A medical check is done before joining. Prelims is only for screening. Mains + Interview make the final merit. Every rule in this page is for LIC AAO Legal only.

Why this post is a good choice

• You get a stable, full-time officer role.
• You learn court work and company law on real files.
• You can grow to higher posts in LIC legal.

Vacancies (LIC AAO Legal)

There are 30 posts for LIC AAO Legal in this cycle. The posts are split by groups (UR, OBC, SC, ST, EWS, PwBD) as per rules.

Quick points

• Posts are only for Legal stream.
• Final count and split stay as per the notice.
• A reserve list may be used if stated in the notice.

How to Apply (Online Only)

Apply only through the LIC Careers page for AAO (Specialist) – Legal. The form is online. No paper form is used.

Simple steps

• Register with your name, phone, and email. Save the registration number and password.
• Upload your photo, sign, left thumb print, and a hand-written note in the set size.
• Fill your details: personal info, school, college, law degree, Bar details, and work.
• Choose AAO (Specialist) → Legal.
• Preview the form. Fix any error before submit.
• Pay fee online. Keep the e-receipt.
• Print the final form and fee receipt for later use.

Tips

• Use your own email and phone. Keep them active.
• Keep your ID card and law papers ready.
• Read the size rules for files before you upload.

Exam Dates and Other Important Dates (Legal)

This part shares the key dates for LIC AAO Legal. Dates can change. Check the LIC Careers page for updates.

Planned timeline

• Online form & fee: 16.08.2025 to 08.09.2025
• Prelims admit card: About 7 days before the Prelims date
• Prelims (online): 03.10.2025 (planned)
• Mains (online): 08.11.2025 (planned)

Note: The test cities and shifts are set by LIC. Read your admit card for the venue, date, and time slot.

Eligibility Criteria (LIC AAO Legal)

Read these rules with care. They are only for the Legal stream.

Age

21 to 32 years on 01.08.2025 (age relax as per rules for SC, ST, OBC, PwBD, and others as stated in the notice).

Education

• LL.B. degree from a UGC-approved college.
• Marks: 50% (SC/ST/PwBD: 45%).

Work & Bar

• Bar Council registration is a must.
• 2 years law work after you join the Bar.
• Work can be as an Advocate, or as a Law Officer in a bank, finance body, a company, a board, or in Govt.

Other rules

• You must be an Indian citizen.
• You need valid ID and name proof as per rules.
• You must meet the health rules at the time of joining.

Exam Pattern and Syllabus (Legal Only)

This part covers the LIC AAO Legal exam pattern and a simple syllabus guide. The official notice names the parts of the test. It does not list full law topics. The guide below is based on common legal work in LIC.

Phase I: Prelims (Screening)

• Online MCQ test, total time 60 minutes.
• Three parts with separate time.
• Negative mark: 0.25 mark cut for each wrong answer.
• You must pass each part.
• Marks of Prelims do not add to the final rank.

Parts & time

• Reasoning Ability: 35 questions, 20 min (marks counted)
• English Language: 35 questions, 20 min (marks do not count for rank; for qualify only)
• General Awareness: 30 questions, 20 min (marks do not count for rank; for qualify only)

What to study (Prelims)

• Reasoning: puzzles, order, series, code, blood ties, direction, compare, data check, input-output.
• English: basics of grammar, read and find ideas, word use, cloze, error find, jumble.
• GA: news, policy, RBI, SEBI, IRDAI, and key events.

Phase II: Mains (Legal)

• Held in one sitting.
• Objective test (MCQ): 150 marks.
• Descriptive test: 150 marks.
• No negative mark in Mains.
• The English Descriptive is for qualify only.
• The Law Descriptive is part of merit.
• You must pass each part and the total.

Objective test (with part-wise time)

• Reasoning Ability: 30 Q / 30 marks / 20 min
• General Awareness (with Insurance & Finance): 20 Q / 20 marks / 10 min
• Professional Knowledge (Legal): 50 Q / 100 marks / 30 min

Descriptive test (typed on the computer)

• Professional Knowledge (Legal): write 4 out of 6 (long answers), 50 marks, 60 min (marks are scaled for merit as per notice)
• English (Communication Skills): 2 tasks, 25 marks, 30 min — email, report, case note, or precis (qualify only)

How marks work

• Prelims: screen only; marks do not add to final rank.
• Mains: makes the rank list for interview.
• Interview: adds to final merit with Mains.

Phase III: Interview (Legal)

• Called by Mains rank and group list.
• You must score the cut-off set by LIC.
• Bring all original papers: law degree, Bar card, work proof, ID, photos.

Application Fee (Online)

• SC / ST / PwBD: ₹85 + tax + bank charges
• All others: ₹700 + tax + bank charges

Notes: Fee is not paid back once you submit. Pay with a card, UPI, or net banking. Save the e-receipt and form print.

Admit Card (Call Letter)

The LIC AAO Legal admit card is your entry pass for the test. It shows your roll number, date, shift, and test city.

What to do

• Download the admit card about 7 days before the test date.
• Check your name, photo, and details.
• Take the admit card print, a valid photo ID in original, and one copy.
• Reach the center early.

Number of Attempts (Legal)

There is no set limit in the notice for LIC AAO Legal. But you can take the online test for this post only once in this recruitment. If you try more than once, all tries can be canceled. Age rules still apply.

Probation Period (Legal)

The first year after you join is a test period. This is called probation. It can be made 2 years if needed. Your work is checked in this time. If you do not meet the set marks of the job, the post can end.

Service bond (Legal)

• You must serve 4 years after you join.
• If you leave early, you must pay ₹5,00,000 as per bond terms.

Salary (LIC AAO Legal)

The LIC AAO Legal salary has a high start. The basic pay is ₹88,635 per month (scale 88,635–1,69,025). In a big city, the start gross pay is about ₹1,26,000 per month (this can change by city and rules).

Perks and benefits

• Pension and medical as per LIC rules
• Group insurance
• Housing and leave travel as per policy
• Staff loans as per rules

What this means

• Pay grows with time and grade.
• You get job safety, clear pay steps, and a fair work path.

Final Word

This page sums up the LIC AAO Legal exam pattern, the LIC AAO Legal syllabus, the eligibility, vacancies, fee, admit card, number of attempts, probation, and salary. Keep checking the LIC Careers page for the latest dates and any change in rules. Good luck with your LIC AAO Legal exam!