In the question below, some letters are given in two ovals, intersecting each other. The letter(s) given in the intersected portion can be used more than once while each of the letters outside the intersected portion is to be use only once to form meaningful word(s). If no such word can be formed give ‘X’ as the answer, and if more one such word can be formed, give ‘M’ as the answer, otherwise the second  letter of the word will be the answer.