Question

How is "credit scoring" defined under the Credit Information Companies (Regulation) Act, 2005?

A A system for determining the interest rates for loans and advances
B A system for assessing the financial health of a credit institution
C A system for determining the amount of credit facility available to a borrower
D A system for managing the assets and liabilities of a credit institution
E A system for evaluating the risk of a borrower defaulting on their loan or advances
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