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The correct answer is C. When insurers experience a series of large and unexpected losses. Hard markets often begin with a series of catastrophic events or a significant increase in claims, leading to higher losses for insurers.
Which of the following is a characteristic of a relational database management system (RDBMS) that distinguishes it from other database systems?
Which of the following best describes independent variables in a dataset?
A system has three resources R1,R2,R3, with total instances 5, 3, and 4, respectively. Processes P1,P2,P3 are allocated (2, 1, 2), (1, 1, 1), and (1, 1,...
Which OOP concept ensures that the internal details of an object are hidden from the outside world, providing a clear interface for interaction?
Which of the following is the key difference between probability-based and non-probability-based sampling techniques?
Which of the following is the most effective data collection method for gathering real-time data from a website or application?
In developing a fraud detection model for online transactions, a data analyst should use a technique capable of identifying anomalous patterns. Which of...
Which data structure is used in Prim’s Algorithm to efficiently find the minimum edge connecting a vertex to the spanning tree?
Which data transformation technique would be best for converting categorical variables, such as “Gender” (Male, Female), into a format usable in mac...
When identifying business problems for data analysis, what is a critical first step?