Question
What is a Coverage protecting property against losses
caused by a fire or lightning that is usually included in home owners or commercial multiple peril policies?Solution
Fire insurance is property insurance covering damage and losses caused by fire. The purchase of fire insurance in addition to homeowner’s or property insurance helps to cover the cost of replacement, repair, or reconstruction of property, above the limit set by the property insurance policy. Fire insurance policies typically contain general exclusions, such as war, nuclear risks, and similar perils.
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