Question
An adjustable life insurance under which premiums and
coverage are adjustable, company’s expenses are not specifically disclosed to the insured but a financial report is provided to policyholders annually is called?Solution
Universal life insurance is permanent life insurance with an investment savings element and low premiums like term life insurance. Most universal life insurance policies contain a flexible premium option. However, some require a single premium (single lump-sum premium) or fixed premiums (scheduled fixed premiums).
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