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The Reserve Bank of India (RBI) has barred Bajaj Finance from lending under two products — Insta EMI and eCOM citing violations of certain provisions of the digital lending guidelines. This includes the non-issuance of key fact statements (KFS) to borrowers for these two lending products and deficiencies in KFS issued for other digital loans sanctioned by the company. The Insta EMI card, a virtual card, enables customers to shop for 1 million products offered by the company at ‘no-cost EMI’. A pre-approved loan of Rs 2 lakh is also available with this card, featuring a repayment tenure of up to 60 months.
Which constitutional amendment act incorporated Konkani, Manipuri, and Nepali into the official languages of India?
Which article of the Indian Constitution specifies that the President shall not be a member of either House of Parliament or any State Legislature?
Which of the following was considered as 'heart and soul of the constitution' by Dr. B. R. Ambedkar?
Which Five-Year Plan in India was formulated based on the Gadgil Formula?
Consider the following statements about the Mahatma Gandhi National Rural Employment Guarantee Act & Scheme:
1. It guarantees a minimum of 100 da...
Who was the first woman Chief Minister of an Indian state.
Consider the following statements in the context of the National Commission for Women (NCW):
1. It is a non-statutory body under the Ministry of ...
Which of the following provisions are stated in the Fundamental Duties?
1. To protect and improve the natural environment.
2. To protect m...
Who served as the chairman of the Steering Committee of the Indian Constituent Assembly?
The name of any Indian State can be altered by?