Question
The Reserve Bank of India (RBI) has prohibited
_________ from lending under two products — Insta EMI and eCOM due to violations of certain provisions of the digital lending guidelines. The Insta EMI card, a virtual card, enables customers to shop for 1 million products offered by the company at ‘no-cost EMI’. A pre-approved loan of ____ is also available with this card, featuring a repayment tenure of up to 60 months. Fill in the correct options for the information provided above-ÂSolution
The Reserve Bank of India (RBI) has barred Bajaj Finance from lending under two products — Insta EMI and eCOM citing violations of certain provisions of the digital lending guidelines. This includes the non-issuance of key fact statements (KFS) to borrowers for these two lending products and deficiencies in KFS issued for other digital loans sanctioned by the company. The Insta EMI card, a virtual card, enables customers to shop for 1 million products offered by the company at ‘no-cost EMI’. A pre-approved loan of Rs 2 lakh is also available with this card, featuring a repayment tenure of up to 60 months.
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