Question
Which of the following Entities are regulated by
IRDAI?Solution
Insurance Regulatory and Development Authority of India (IRDAI), is a statutory body formed under an Act of Parliament, i.e., Insurance Regulatory and Development Authority Act, 1999 (IRDAI Act 1999) for overall supervision and development of the Insurance sector in India. Entities regulated by IRDAI: a. Life Insurance Companies - Both public and private sector Companies b. General Insurance Companies - Both public and private sector Companies. Among them, there are some standalone Health Insurance Companies which offer health Insurance policies. c. Re-Insurance Companies d. Agency Channel e. Intermediaries which include the following: •Corporate Agents •Brokers •Third Party Administrators •Surveyors and Loss Assessors.
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I. Rivalrous in consumption
II. Non-excludability
III. Positive marginal cost
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