Question
As per existing RBI guidelines, by which date all
commercial banks in India should be complaint to Basel III?Solution
The Reserve Bank of India (RBI) introduced the Basel norms (Basel I) in India in 2003. It now aims to get all commercial banks BASEL III-compliant by March 2019. Under this banks need to have a core capital ratio of 8% and a total capital adequacy ratio of 11.5% against 9% now. Capital adequacy is a measure of a bank’s financial strength expressed as a ratio of capital to risk-weighted assets.
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